Banks across India follow the Reserve Bank of India (RBI) guidelines on holidays and remain closed on second and fourth Saturdays. However, today, December 21, falls on the third Saturday, and all banks will remain open for business. Are the banks closed today? • Banks are open today, December 21, because it is the third Saturday of the month. • RBI orders closure only on second and fourth Saturdays, as well as Sundays. • No specific holiday under the RBI's Negotiable Instruments Act